Project Description
I need some one with Non-QM experience. DSCR, bank-statement, 1099, and P&L-based loans—that has a sharp underwriter’s eye.
Manually underwrite mortgage loan files. Review and analyze mortgage loan applications and supporting documents to ensure accuracy and completeness in order to make an informed lending decision in compliance with our policies and guidelines Measure multiple events in an applicant’s file and review application contingencies to quantify associated risk. Exercise judgement to determine correct items to request from applicants and to make accurate credit decisions. Responsible for frontline underwriting of new loan files, suspense reviews, condition reviews, while adhering to production standards, staying within established turn-time timeframes and meeting minimum loan quality standardsAbility to perform duties. Computer literate to include experience using Microsoft applications with mortgage industry standard software. If possible but not mandatry, Experience with Doc Velocity (paperless system)