Financial project (MVP)

Hi, I’m looking professional (iOS, android) developer with financial experience. App money transfer from visa to Visa card. MOBILE APP (Frontend) Recommended: • Flutter (best for iOS + Android) Features: • Register/login • KYC upload • Add sender card • Enter recipient card • FX quote • Send transfer • Transfer history Build scalable backend services that manage: • Authentication • User profiles • Transfers • FX calculations • Ledger/accounting • Compliance events • Notifications Integrate external providers including: Payment processing: • Stripe KYC verification: • Onfido or Stripe Identity FX and payout providers: • Currencycloud • Nium • Visa Direct / Mastercard Send compatible providers Implement automated compliance controls: Requirements: • KYC status validation • Sanctions screening • Transaction monitoring • Risk scoring • AML alerts • Audit logging Build an internal transaction ledger system using double-entry accounting principles. Must track: • User transactions • FX conversions • Fees/margins • Settlement states • Provider transaction references The platform must follow fintech security standards requirements: Mandatory: • Encrypted data storage • HTTPS/TLS everywhere • Secure webhook validation • Role-based admin access • Audit trails • PCI-aware architecture Admin & Operations Dashboard Build an internal dashboard for operations/compliance staff. Functions: • Review KYC submissions • Monitor transfers • Review AML flags • Handle failed transactions • View audit logs Architecture Expectations (AWS or Digitalocean) The system should be modular and scalable. Recommended stack: • Flutter or React Native • Node.js / NestJS backend • PostgreSQL • Redis • AWS infrastructure The architecture must support: • API-first design • Webhooks • Event-driven processing • Future scaling to additional countries/providers Compliance & Legal Awareness The IT team must understand: This is a regulated fintech product. Technical implementation must align with: • AML policies • KYC requirements • Audit obligations • Data retention rules MVP Scope Limitation Initial release should focus ONLY on: • USA sender market (from USA to 8 countries. EU to 8) • Limited transfer corridors • Card-funded transfers • Card payouts • Core transfer functionality If you read all this information, give your own rate to complete this project. Thanks!