Mac Expense Tracking Software Recommendation

I need a well-researched, Mac-friendly expense tracking solution that my team can open in Safari or Chrome without hiccups. Every option you bring forward must • categorise expenses cleanly, • produce clear, at-least Cash-Flow-Statement level reports, and • support multi-user workspaces secured by two-factor authentication, user-activity tracking, and role-based access. Because we already rely on Xero and QuickBooks, smooth integration with either platform is essential. Deliverables 1. A shortlist of three to five current market-ready tools that tick every box above. 2. A comparison table showing for each tool: price tiers, macOS browser compatibility, integration depth with Xero / QuickBooks, standout strengths, and any notable limitations. 3. Your single best recommendation for small-to-medium businesses, backed by clear reasoning. 4. A concise, step-by-step setup checklist so we can start logging costs right away. Acceptance criteria • Information must be up-to-date (verified within the last 30 days). • All pricing quoted in USD and sourced. • Table columns align exactly with the attributes listed in Deliverable 2. • The recommended tool’s setup checklist works on macOS Ventura and later in both Safari and Chrome. If anything is unclear, let me know before starting so we keep the research accurate and practical.