Project Description
I need an experienced credit repair professional to tackle a broad clean-up across all three bureaus. My reports show late payments, collections, charge-offs, an old student loan, a dismissed bankruptcy, and several hard inquiries. In addition, I want a full identity-theft claim filed through FTC IdentityTheft.gov, related complaint submissions to the CFPB, and a security freeze placed with LexisNexis.
Here is what I’m expecting:
• Complete audit of Experian, Equifax, TransUnion, and secondary data aggregators.
• Draft and send dispute packages (or online equivalent) for each negative item, citing the relevant FCRA or FDCPA section.
• Monitor bureau responses, escalate when needed, and keep a transparent log of actions taken.
• File the FTC affidavit, open the CFPB case, and confirm the LexisNexis freeze is active.
• Provide a concise progress report every 30 days and a final summary showing updated bureau results.
Acceptance will be based on documented submission of every dispute/complaint, proof of the freeze, and the updated credit reports reflecting changes. Please outline your approach, typical timelines, and any software or letter-automation tools you prefer to use.